Cell phone plans

Hey all.

I live in canada, southern ontario, though i think my question is general enough that anybody who knows can answer.

I'm looking to get my first cell phone. I'm finding that i'm starting to need one! I don't talk a lot, and figured pay as you go plans would be best for me.

A lot of service providers provide:

1. pay by the month
2. pay by the day
3. pay by the minute

plans. How do these plans work? I"m only familiar with pay as you go where you pay, say, $10, and whenever you use your phone, it taks away from that $10 amount.

be careful of pay-as-you-go. Generally if you don't use your minutes they expire. Which means to always have minutes you may end up paying $20+ per month.

If you're going to sign up for a new phone, get one that doesn't have a monthly service fee. Fido has some plans like that, Koodo, and I think Virgin.