Please Help me with this program

This is a pretty simple program, but I am still having problems, and my CompSci teacher has been out for a couple of weeks.

Code:

/*      Lenavich III

  Period 6
  
	This program computes the average, G.P.A., and letter grades of 20
	different students, as well as outputting that in a table when given
	the names of the 20 different students and a number of their grades.
*/

#include <iostream.h>
#include <iomanip.h>
#include <windows.h>
#include <math.h>

int main() {
	char names[4][10]; // array of students names
	char lgrade[4][3]; // letter grade variable
	double average[4]; // average of grades variable
	double gpa[4]; // G.P.A variable
	int h, i; // counter
	int grades; // number of grades variable
	double total;
	double grade;//
	int honors;
	
	// querying user for number of grades
	
	cout << "How many grades would you like to enter per a student?" << endl;
	cin >> grades;
	
	// querying user for names of students
	
	for(i = 0; i <= 4; i++) {
		cout << "Enter a student's name whose grade you wish to compute." << endl;
		cin >> names[i];
		cout << endl;
	}
	
	// querying user for grades
	
	for( i = 0; i <= 4; i++) {
		for ( h = 1; h <= grades; h++) {
			cout << "Please enter one of " << names[i] << "'s grades" << endl;
			cin >> grade;
			total = total + grade;
		}
	}
	
	average[i] = total / grades;
	
	for( i = 0; i <= 4; i++) {
		if(average[i] < 60)     {
			lgrade[i][0] = 'F';
			lgrade[i][1] = ' ';
		}
		else if(average[i] < 63)        {
			lgrade[i][0] = 'D';
			lgrade[i][1] = '-';
		}
		else if(average[i] < 67)        {
			lgrade[i][0] = 'D';
			lgrade[i][1] = ' ';
		}
		else if(average[i] < 70)        {
			lgrade[i][0] = 'D';
			lgrade[i][1] = '+';
		}
		else if(average[i] < 73)        {
			lgrade[i][0] = 'C';
			lgrade[i][1] = '-';
		}
		else if(average[i] < 77)        {
			lgrade[i][0] = 'C';
			lgrade[i][1] = ' ';
		}
		else if(average[i] < 80)        {
			lgrade[i][0] = 'C';
			lgrade[i][1] = '+';
		}
		else if(average[i] < 83)        {
			lgrade[i][0] = 'B';
			lgrade[i][1] = '-';
		}
		else if(average[i] < 87)        {
			lgrade[i][0] = 'B';
			lgrade[i][1] = ' ';
		}
		
		else if(average[i] < 90)        {
			lgrade[i][0] = 'B';
			lgrade[i][1] = '+';
		}
		else if(average[i] < 93)        {
			lgrade[i][0] = 'A';
			lgrade[i][1] = '-';
		}
		else if(average[i] < 97)        {
			lgrade[i][0] = 'A';
			lgrade[i][1] = ' ';
		}
		else {
			lgrade[i][0] = 'A';
			lgrade[i][1] = '+';
		}
	}
	
	for( i = 0; i <= 4; i++)        {
		if (average[i] >= 97 )  {
			gpa[i] = 4.3;
		}
		else if(average[i] >= 93)       {
			gpa[i] = 4.0;
		}else if(average[i] >= 90)      {
			gpa[i] = 3.7;
		}
		else if(average[i] >= 87)       {
			gpa[i] = 3.3;
		}
		else if(average[i] >= 83)       {
			gpa[i] = 3.0;
		}
		else if(average[i] >= 80)       {
			gpa[i] = 2.7;
		}
		else if(average[i] >= 77)       {
			gpa[i] = 2.3;
		}
		else if(average[i] >= 73)       {
			gpa[i] = 2.0;
		}
		else if(average[i] >= 70)       {
			gpa[i] = 1.7;
		}
		else if(average[i] >= 67)       {
			gpa[i] = 1.3;
		}
		else if(average[i] >= 63)       {
			gpa[i] = 1.0;
		}
		else if(average[i] >= 60)       {
			gpa[i] = .7;
		}
		else{
			gpa[i] = 0.0;
		}
		if(gpa[i] >= 4.0) {
			honors = 1;
		}
	}
	
	// table
	
	cout << endl << "Name" << setiosflags(ios::fixed||ios::showpoint) <<
		setprecision(5) << "GPA" << setiosflags(ios::fixed||ios::showpoint) <<
		setprecision(5) << "Letter Grade" << endl;
	
	for(i = 0; i <= 4; i++) {
		cout << endl;
		if(honors = 1)  {
			cout << names[i] << gpa[i]<< lgrade[i] << "High Honors" << endl;
		}
		else {
			cout << names[i] << gpa[i] << lgrade[i] << endl;
		}
	}
	
	return 0;
}

You aren't calulating your averages correctly. should be something like

Code:

	for( i = 0; i < 4; i++) {
		for ( h = 0; h < grades; h++) {
			cout << "Please enter one of " << names[i] << "'s grades" << endl;
			cin >> grade;
			total = total + grade;
		}
                average[i] = total / grades;
                total = 0;
	}

should be comparison.. not assignment

Code:

if(honors == 1)

you should add a null character to the end of each lgrade

Code:

lgrade[i][0] = 'A';
lgrade[i][1] = '+';
lgrade[i][2] = '\0';

and the biggest problem is you are going past all of your array boundaries. If your array is size 4, your loop should be

Code:

for(i=0; i < 4; i++)  // NOT <=