Thread: cost of living on your own?

  1. #16
    Registered User axon's Avatar
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    Originally posted by TravisS
    My costs (if I didn't have a wife that helps bills):

    rent: $475
    home phone: $35
    cell phone: $40
    electric: ~ $40
    groceries: ~$60
    internet: $0
    car payments: $250
    insurance: $140
    other car stuff: ~ $55
    other random stuff: ~ $50

    That totals to about $1150/month. Not bad, not bad at all. Even if I missed a few things, it wouldn't be more than $100. Add in that my wife helps out with about $100 of that per month and my cost of living is barely over $1000, and I make approx $1900/month and it all works out pretty well

    Oh, and this is the costs of Bremerton, WA... this place is cheap, my appartment would easily cost $600+/month 20 minutes from here and $1000+/month in Seattle.
    before i read the whole post I thought you live in a shack for only $475. The cheapest apartments around here, chicago burbs, are around $750 for one bedroom! For your list i think you forgot food; I don't believe that two people can live a whole month on 60 bucks worth of groceries.

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  2. #17
    Registered User TravisS's Avatar
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    Originally posted by axon
    before i read the whole post I thought you live in a shack for only $475. The cheapest apartments around here, chicago burbs, are around $750 for one bedroom! For your list i think you forgot food; I don't believe that two people can live a whole month on 60 bucks worth of groceries.
    Hehe, yeah, this place kicks ass! Pretty new place, probably built in the late 80's. 800 or so square feet, one bedroom, paid sewer, water, garbage, and cable. We have 4 burner stove, full size fridge, washing machine, clothes washer and dryer, covered parking, decent area, it's like

    As for the groceries, a lot of the food falls into "other stuff". I eat 2 meals a day, and my wife about the same. The less you eat, the less you pay We get about $20-$30 of groceries ever 2 weeks or so.

    IF you can find a place like this the cost of living (obviously) goes WAY down.

  3. #18
    5|-|1+|-|34|) ober's Avatar
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    Like everyone else said, it all depends on your area and your needs... I'll add another list of my own costs or what I'm budgeting for in the very near future:

    Rent: $1000
    Utilities (trash, water, sewer): $50
    Cable + net: $60 (not sure)
    Cellphones: $85
    Insurance: $210 + renters (not sure what that'll be)
    Gas/Car maintenance: $120
    College Loans: $500
    Car Loans: $600
    Food: $150

    And I'm sure I'm missing something. You do the math. That's almost 3 grand/month.... JUST TO LIVE. (that's in Frederick MD).

    But that's a comfy apt w/ 2 or 3 bedrooms and some nice amenities, plus I'm using my income plus my future wife's (getting married in April).

    So... yeah.

  4. #19
    Unregistered Leeman_s's Avatar
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    I went to http://www.homefair.com/homefair/calc/salcalc.html for a salary relocator calculator. It said my city is even cheaper than Bremerton, WA.

    If you make $100,000 in bremerton, then you only need $97,000 in my city.

    From New york to here, if you made $100,000 in new york, then you only need $77,000 here.

    Seems like I live in a cheap place.

  5. #20
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    the perks of living at home:

    Rent: $0
    Utilities (trash, water, sewer): $0
    Cable + net: $0
    Cellphones: $0
    Insurance: $0
    Gas/Car maintenance: $0
    College Loans: $0
    Car Loans: $0
    Food: $0

    gotta love you mom, dad

  6. #21
    Registered User major_small's Avatar
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    here's what it's costing me at home:

    Rent: $0
    Utilities (trash, water, sewer): manual labor (Taking out trash)
    Cable + net: $15/month
    Cellphones: [no cell phone]
    Insurance: $0
    Gas/Car maintenance: $75/month
    College Loans: $0
    Car Loans: [no car]
    Food: $0 (unless i get something on my own)
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  7. #22
    5|-|1+|-|34|) ober's Avatar
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    >>Gas/Car maintenance: $75/month
    >>Car Loans: [no car]

    wtf?

  8. #23
    Registered User major_small's Avatar
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    it's liek a transportation thing... they'll take me places (school/work) if i give them $75/month...
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  9. #24
    5|-|1+|-|34|) ober's Avatar
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    Your parents charge you $75 bucks/month to cart you around?

  10. #25
    Registered User major_small's Avatar
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    it's either that or $75 for a monthly bus ticket... and the bus doesn't go exactly where I need it when I need it... besides, my school is about 40 miles from my house... would you want to drive 80 miles at 8AM in the morning?
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  11. #26
    5|-|1+|-|34|) ober's Avatar
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    why don't you get your own car? Your parents are whipped. There is no way in hell I'd drive 80 miles every morning to take my kid to school. I'd buy my kid a car. (btw, where the hell do you live... that's an awful far distance to be from your school)

  12. #27
    Emotionally Unstable DarkViper's Avatar
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    mortgages, mill tax, etc etc etc.
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  13. #28
    Registered User axon's Avatar
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    Originally posted by Silvercord
    the perks of living at home:

    Rent: $0
    Utilities (trash, water, sewer): $0
    Cable + net: $0
    Cellphones: $0
    Insurance: $0
    Gas/Car maintenance: $0
    College Loans: $0
    Car Loans: $0
    Food: $0

    gotta love you mom, dad
    so your parents don't make you pay for anything?? wow, that is good! I also live with my parents but I have to pay for:

    car loan: $215
    car insurance: $140
    cell phone: $45
    gas: around $70

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  14. #29
    Its not rocket science vasanth's Avatar
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    Back in India you could live a kings life for Rs 50000 which is around $1000...


    A 5 bedroom house with a big lawn in front, back yard with coconut trees, a big car garage able to park 2 jeeps, a kitchen, hall, living room, library space, eat out at 5 star restaurant every day etc etc...


    But earning that money there a month takes something....

  15. #30
    Registered User major_small's Avatar
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    Originally posted by ober5861
    why don't you get your own car? Your parents are whipped. There is no way in hell I'd drive 80 miles every morning to take my kid to school. I'd buy my kid a car. (btw, where the hell do you live... that's an awful far distance to be from your school)
    I dont' have enough money for my own car... my parents gave me the education insead of a car... and I'm going to a college with no dorms...
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